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A BETTER Insurance Opportunity

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Current Campaign investment return: 100%

This one-time investment incentive won't be offered again! We will offer incentives in the future until we have raised what we need, but there won't be an opportunity to double investment returns again.

Think long, think wrong.

Car insurance that pays you for not having a fender bender! It's here. But, We need YOUR help!

Donate any amount from $1 to $49
The amount donated will be discounted on your first payment with Better Insurance
Ideal donation is $10
We would love for everyday Americans to fund this venture - we need 317,415 of you to help us launch a car insurance company that pays you for being a good driver!

Donate any amount over $50 up to $3,000,000
First come first serve
We will begin the first 60 days of the campaign with a 100% return, and drop the return to 50% after Day 60 - get your investment in early or receive less (See rules of engagement below for additional clarity)
There will not be a second opportunity to invest once the company is fully operational - we are focused on making insurance better for good drivers, not investors

More details below . . .

Our Challenge: Raising $3,023,000 to create the infrastructure and system processes for creation of a mutual auto insurance company that incentivizes better driving, rewards good drivers, provides better coverage, and eliminates the gimmicks and hassles that have become commonplace for auto insurance.

Our Campaign Mission: Establish an auto insurance company that pays good drivers for not having a wreck or claim while providing better results for those who do.

In simple terms, we believe that good driving should result in a reward rather than a penalty. Right now, if you are a good driver, you pay thousands of dollars over many years for car insurance and never see any benefit for that generosity other than the ephemeral peace of mind the other guys sell you as they raise your rates every year.

We do it different, because it's your money - not ours. If something bad happens, our mission is to make the client whole in as reasonable a manner as we can. If nothing bad happens, you should get a return on your investment rather than just giving money away every year because the state mandates that you do.

Our formula for auto insurance guarantees that 99% of all revenue generated is for direct support of clients in need or returned to the client. Our basic formula starts at a 40% return every year to good drivers, with a possibility of going as high as 60% in a good year where we reduce wrecks and claims by 50% from the baseline of 2023 accident and claims reporting and liabilities paid.

To create this opportunity that provides benefit for everyone, we need your help!

For the quick thinkers and those who are good with money, here is the link to the crowdfunding site:

For those who need more convincing than just getting money back for something they have never received money for before, or who want to see what they are contributing to, please keep scrolling down.

Donate / Invest

To learn more, check out our website here:

Let's Go

We are developing the site concurrent with our IT infrastructure development, so bear with us as we get everything operational for you!

Our largest expense is $2,000,000 in initial holdings that we must have for the State of Indiana to accept our petition to become a Mutual Insurance Company. That money will be held and used only for liabilities that exceed revenues as we stand up our company. The $2M for initial holdings will no longer be needed when we reach 5,000 clients and will be used to pay out returns for investors.

Phase 1 of this major project is investment in the Information Technology infrastructure that enables us to manage clients, money, claims, and keep your information and dollars secure as we make insurance better for you. We are hedging our bets and obtaining 2 years of licensing upfront so that we don't have to campaign again if we grow slower than expected.

Phase 2 is where we stand up the operations center, finalize approval by the state, and get everything in place to promote and receive clients.

Phase 3 is the beginning of full operational capability. Marketing hits full stride, and every client can create their own QR code and begin referring their network to Better Insurance - even going as far as making side money by simply referring people who become clients and getting paid when those new clients begin their policy with us.

Rules of Engagement

This campaign will NOT stop until completion. Until we have raised the full $3,023,000 (plus $151,150 in fees) it will remain open for contributions.
Our ideal target for contribution is $10 from 317,415 smart individuals who want better insurance and a tangible benefit for being a good driver every year.
We have already reached out to potential investors, but we saw a better opportunity through crowdfunding and growing our client base while also obtaining the funds to launch an insurance company that creates benefits for everyone.
Once we reach 5,000 clients plus 4 months of revenue generation, the $2M the state requires to be established as a mutual insurance company becomes a portion of the investment gains for those who take this one-time opportunity to invest.
We will never have investors again after this startup / launch period - our business priority is making insurance better for every client, not paying investors year over year.
Investment returns are based upon a first come, first served basis - the sooner you invest, the shorter the timeframe for you to receive your return.
If that wasn't enough motivation, here is additional incentive: For the first 60 days of the fundraising campaign, we will double your monetary investment - a simple 200% return on the amount you invest, which is typically unheard of in investment circles. After 60 days, contribution ROI drops to 150% for those who want to be fashionably late to the party. If the full amount is not complete by Day 100, the contribution ROI on day 101 and after drops to 115%. The sooner you get your money in, the more you get as a return.
For the slow and timid, this is what graded deceleration of ROI looks like:
- Days 1-60: A $10,000 investment will yield $20,000
- Days 61-99: A $10,000 investment will yield $15,000
- Day 100+: A $10,000 investment will yield $11,500
- This graded deceleration applies to any and all investment amounts of any size from any type of investor in order to drive the action - we need to get launched, and we aren't going to be bound or limited by the fears and apprehensions of those who lack the sense of urgency we are operating with
- How late you want to be is entirely up to you, but the results you create through procrastination are solely your own fault and without apology from us
- Any arguments on our ROI process, claims that we dealt unfairly in this matter, or failing to meet those timelines will result in a full refund of your original investment only - we don't want the money of whiners, grifters, or fools
Most investments only yield a 10% to 25% return - because our product is revenue generation as a continual process, our ability to return money as a short-term, one-time solution using the required initial holdings is a certain and predictable outcome with the only variable being time.
A recommended amount for investment contributions is $300 (in the first 60 days) in order to stay below the taxable threshold of $600 if rendering unto Caesar is something you are concerned with.
Whether you donate $10 or a couple million, our ultimate goal is to create a better insurance model for you for years to come - we hope you join us, whether contributor or investor!

Two ways to contribute:

Future Member Support: Any amount up to $49 (ideal amount is $10) as a future member of Better Insurance - your contribution will be credited to your account when making your first payment once we are fully open for business

Investor Option - Double Your Money: Any amount over $50 will constitute an investment that will be returned at 100% of your investment amount (if you contribute $1,000, you will receive $2,000 in return)

No matter what - you don't lose with this crowdfunding campaign!

We hope investors become our clients as well - select the option that works best for your needs and we look forward to supporting your insurance needs when we are fully operational!

Still not convinced? Try these emotional, political, and rational appeals:

This is a once-in-a-lifetime opportunity for both investment and to change a business culture for the better. We are going to make insurance great for the first time!

Help us bring this better way of doing car insurance to market, or watch as everyone around you gets benefits from this model of doing business while you sit on the sidelines with regret and less money in your pocket. We never lose - we win or we learn. Supporting us today is a win, but we don't mind you learning the hard way either.

Better Insurance puts clients first without any gimmicks or hassles, and guarantees every driver that goes without a wreck or major claim 40% back on what they paid each year and every year. If you are ready to be part of changing American business for the better using capitalism to correct what is wrong with our current ways of doing business, this is the venture for you to be part of!

Click HERE to submit your contribution: