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Welcome to Better Insurance!

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We are raising capital right now to launch fully by May 1st.  We need YOUR help!  

The Problem

  • Do you enjoy paying for a product (auto insurance) you don't use?

  • Have you ever had a wreck?

  • When was the last time you had a wreck (more than 5 years)?

  • How much have you paid in car insurance over the years and received nothing in return?​​

  • If insurance is an investment, what is your return on investment if you never use it?  

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Would you like to make money from your insurance policy if you don't have any wrecks or claims?  What could you do with an extra $500 to $960 a year for being a good driver?​​

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Better Insurance LLC was created specifically to provide incentives for good drivers who are required to buy insurance they don't use, and therefore never receive benefit from.  

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The Solution

Better Insurance has improved the auto insurance model of business so that everyone receives benefit – not just those who get into wrecks.

 

​What we offer that is different than any other insurance company:

  1.  Client Refund Return On Investment (ROI) – 40% return on what you pay every year if you have no major claims or wrecks.

  2.  Real Network Marketing - You are the network for sales and growth, and you must bring 4 people into the company to achieve 40% ROI annually, with nice money in your pocket for every referral after 4 better drivers.  Bring your 4, and then bring some more!

  3.  Merit-based insurance – your credit score doesn’t determine your driving ability . . .  So, we don’t use it to justify charging you more.

  4.  No Deductibles – why should you pay a deductible when you already pay for insurance coverage?  Our 3-month cap limit model pays you for minor claims, or offsets incidents that don't require a claim, and increases in value over time.

  5.  Expedited Claims Processing – military-style operations center that directly supports every member in their time of need.

  6.  Contractual client relationships – we guarantee your rates, your refunds, and provide optimum support when you need it.

  7.  Stable pricing – we don’t raise our rates, we don’t use introductory rates or lowball estimates, and we make sure the proper coverage is available according to every state’s individual standards.

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Additional benefits:

  1. We don't raise rates for rideshare and delivery drivers.  The same rules apply - if you have had no wrecks or claims, you are a professional driver with more experience than the casual driver.  With us, your professional experience is a positive thing, not a negative.  

  2. Your client refund can be used to cover your policy payments in case of job loss.

  3. We will be partnered with Christian healthcare insurance organizations for claims that exceed state minimum payouts for bodily injury.

  4. We are the only insurance company that makes our standard claims process public knowledge, which enables the client to influence the outcomes and be fully aware of where they are in the process.  

  5. Our rates are 10% or more below what most people currently pay for auto insurance, and no other company gives you 40% back every year if you don't have a claim.

For those who have claims, our bottom line is simple:

What does it take to make the client whole?

Good driving should pay!

Click 'Get My Quote!' to get started!

Some features unavailable until we begin accepting clients - once the crowdfunding is complete. 

Better Insurance Mutual Company LLC is a veteran-owned auto insurance mutual company carrier based in Indiana and soon-to-be doing business worldwide. We provide better business, better coverage, and Better Insurance.  We conform to every state's minimum coverage requirements, and adhere to all legal mandates, policies, and processes in all 50 states, US territories, and foreign nations regarding standards, coverage, and protections for every insured member of our company.  

Better Insurance (est. 2024)
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